3 years ago my wife and I looked at our finances and decided we needed to do something. We were slipping backwards as far as income and building our nest egg.
We tried several things such as building a website and selling restored furniture with some success. We attended several antique shows and met hundreds of potential customers with some success. We bought a house in St Augustine and expanded our business there. I tried working for several different upholsterers but it just didn't work out.
Two months ago I was contacted by a former employer and good friend. His upholsterer was retiring and he needed help. I started working part time but the hours have gradually increased to where last week I worked 44 hours. I've been flat out busting it and they reciprocate with good pay and bonuses.
Two weeks ago I about worked myself out of a job and they weren't sure where the next piece of furniture would come from. I told them if they want me to keep making money for them they need to sell the jobs and get some furniture to do. They did. Their now stacked to the rafters with work ready to do. (Law of attraction? Maybe)
Their well established and have a showroom with about 500 bolts of fabric. I've been sending all my customers there to buy fabric.
At the same time my wife got a part time job bookkeeping for a veterinarian. We still work weekends for our treasured customers. So basically working 7 days a week. And if everything goes as planed we will have one of the best years in about 5 years.
I think what helped the most was changing our attitude from everything is the economy and governments fault to one of screw the economy were going to figure out a way to dig ourselves out of this hole. And no were not making gobs of money but its a start. It sure feels good.
You know, I think the negative news about the recession is a self-fulfilling prophesy. Bad news makes people stop spending which begets more bad news. I live in foreclosure central, and hopefully people have learned a lesson about spending more than they can afford, but the signs are everywhere that it's getting better. Just yesterday the project manager who's handling the resurfacing of our pool says they're slammed. They've never been so busy and not all repair work like ours.
June
I get depressed when I drive around town and see all the empty commercial property. Storefronts, restaurants, and 40000 sq.ft. factory/warehouses. There was a high end furniture store just down the street that closed. The building was occupied for about 5 years, then sat vacant for five years. Finally tore it down and put up a new bank building. Right next door was one of my first customers that closed that store and that property sat vacant for three years looking for a new tenant. Just another step down the street was a fitness center that closed, remodeled as office space and still sitting vacant. Another quarter mile down the road is a car dealership that's been sitting empty for five or six years.
Around here, there are a lot of buildings occupied that were empty 5 years ago. But it may not necessarily translate into a better economy. I think our society is at a crossroad. Businesses that were viable in the past aren't viable anymore. Circle of life.
My income peaked about 15 years ago. After that, it declined a little, and has been holding steady ever since. Mostly because I don't work as hard as I used to. 40 hours per week is plenty for me. Unlike the 60-70 I used to put in just to make ends meet.
My spare time is consumed by spoiling my 8 year old step-grandson, and my new 15 month old grandson. Soccer, baseball, swimming lessons, and frequent trips to the game store for the latest Nintendo offerings.
My wife's job takes care of the insurance, nest egg, and a nice vacation every year. My kids are grown, and are doing better in their early 20's than I was doing in my early 40's.
I don't work faster anymore, just smarter. I pick and choose my jobs, as well as my customers. And I make easy money fixing cheap crap for local furniture stores.
If there is, or was a recession.....I missed it.
I pity those who live in one of these states.
http://www.health.com/health/gallery/0,,20483493,00.html
And if you do live in one and can't find a job my advice is to get the heck out.
I think the recession weeded out the businesses that were barley making it anyway. Maybe even mine. A correction of sorts. I have a cousin who lives in Michigan. One of the hardest hit states. Hes a CAD operator for an architect. They cut his hours in half. He can't find another job doing the same thing and wont work a second part time job to make up for his loss. Time to move to another state cuz. Look up CAD operators on a job search and find lots of companies hiring.
The K-Mart in Live Oak took a hit during their downsizing. The owners split the building into 4 stores. It took several years but now has 4 thriving businesses. We went to a Toyota dealership in Lake City last weekend. They were so busy we had a hard time finding a salesperson to help us.
Sofa I will be in your situation in 2 years. Working 40/week and taking weekends off. Something I haven't done since I was 30 years old. Can't wait.
The way I look at it is you can either stew in your misery or you can pull up your britches and do something about your situation. I hear Texas and some other states barely felt the recession. My prediction is Florida is going to come back stronger than ever.
I guess I am a bit of a nut case. Hell I never said I was right in the head anyways.
I do not have to work as I have already had my career, put in my time and walked out with an OK pension. Nothing big but enough to get by on. I also walked out with health and dental insurance for life as part of my retirement package. My wife makes decent money as a Math teacher at a private catholic high school, not nearly what she could make in public schools, but she does OK and is extremely happy with her position.
So why do I work ? Some may not understand and others may think I have completely lost it but I am afraid that if I quit working and take it easy the demons of this disease will catch up and take me away. Seriously I have a phobia that if I start enjoying retirement I will die.
I have been a workaholic since I was a kid. That continued throughout my adult life where I always held down a minimum of 2 jobs. It drives my wife and kids nuts and it drives my friends bat sh** crazy. All of them are on me all the time about slowing down and start pursuing hobbies. A few have even suggested I need to seek professional help to get over my fears.
I guess as long as I am happy then what the heck. For the most part I am happy when I am in my Up Shop. Is that not what life is all about ? Being happy ?
Chris
I took a trip down to Naples florida today and was surprised st the new construction insaw yes it is a ritzy town but insaw two large condo buildings one strip mall expanding and a new gated home development.
Interesting observations from the Sunshine State. Things have been chugging along here, too. I know my brother was slammed in '08, lost a very good job and really struggled for a solid year and a half (MA). We "trimmed the sails" here and kept strict control over household expenses but there is no way we'll ever be able to recoup the losses to our retirement savings incurred by the unbridled greed of Wall St. (but no need to reinstate any regulations there!). We no longer have any health insurance; sadly, the choice is between retirement savings or health insurance since there is no "golden parachute" for either of us.
Here, I still see boatowners whose boats are still unsold and remain on the hard for want of disposable income. Others remain relatively untouched (deep portfolios are useful PFDs). We do a lot of repair work on canvas that is marginal and may've been replaced before the '08 crash and it was the repair work that kept me working, although my hours were cut significantly in the winter mos. (hence my move to get more coming to my own shop and caution in "rocking the boat" too much at work).
Quote from: bobbin on July 16, 2012, 02:56:26 am
We no longer have any health insurance; sadly, the choice is between retirement savings or health insurance since there is no "golden parachute" for either of us.
The whole insurance thing is such a "double edged sword".
On one hand, like we've recently discussed, doctors tend to overtreat when they see a big fat health plan on your chart. On the other hand, if they don't see any insurance, they just throw a worthless bottle of pills at you and send you on your way.
People who DO have some nice medical coverage tend to run to the doctor for every little sniffle just to assure that they're getting their money's worth. All those little sniffles raise the rates for everyone else.
My wife and I raised 2 kids with no insurance. She started having thyroid and gall bladder problems in her 40's, so she stopped helping me at the shop and got a job with health coverage. 2 surgeries would've financially devastated us had we not had insurance.
And that's if we could've even found a doc to do the surgeries without the money up front.
Insurance coverage will never pay for itself, unless you have a catastrophic illness. And if that happens, the hospital is going to get what little money you have left anyway.
The best health plan is "Don't get sick".
What's happening on the SE coast of Florida is big-time foreign investment. The wealthy Europeans and Asians are buying up the bargains. Like this one...
http://www.palmbeachpost.com/news/business/real-estate/investors-from-norway-sweden-find-bargains-is-so-1/nPMf7/
Cash for 31 condo's? Must be nice. There's a fair bit of trickle-down into the general economy and that has softened the blow in this area.
June
Quote from: bobbin on July 16, 2012, 02:56:26 am
We "trimmed the sails" here and kept strict control over household expenses but there is no way we'll ever be able to recoup the losses to our retirement savings incurred by the unbridled greed of Wall St.
Wall Street like the government is constantly evolving. They will either have to fix their mess or they will go away. Who's going to invest in an entity that treats their customers so badly. We pulled some money out last year to invest in real estate. Some would say that is foolish. But after looking at Junes link I feel pretty good.
Believe that if it makes you feel better, Kody.. But the reality is that commercial banking is out of control and has nearly driven the world economy off the rails. It took 10 yrs. to bring about the crash that has cost average homeowners roughly 40% of their "wealth". I have to wonder if you've followed the LIBOR issue now come to light in Great Britain? follow the money and you wind up at the same huge commercial banks that we, the taxpayers, bailed out.
I well understand the foolishness of over-regulation, but when the Tea Baggers want to do away with SS and Medicare and tell us to "trust" that de-regulation and "free markets" will fix everything... sorry! I'm not buyin' it! Not when they promise we'll be able to"invest" for our retirement in Wall St.(with the promise of greater returns!) at the same time the big boys on K St. (who are "investing" our hard-earned retirement money!) keep pumping undisclosed PAC money into their campaigns. Buy that BS line if you want, I'm not!
No investment bank will ever go out of business and neither will a health insurance company. Interesting that the people buying blocks of bankrupt condos are all from countries with strict banking laws and universal health care, huh?!
I don't think the "s" word is a bad word. Frankly? since I'm picking up the tab for the worldwide police force I'd like some of the goodies they enjoy because they don't have to pour their taxdollars down the piss hole of our "military industrial complex"!
Quote from: bobbin on July 16, 2012, 03:52:58 pm
follow the money and you wind up at the same huge commercial banks that we, the taxpayers, bailed out.
I agree. We should have never bailed out the banks when Bush was President and should not have bailed the auto industry under Obama. Let them stand on their own. That's what capitalism is all about.
Quote from: bobbin on July 16, 2012, 03:52:58 pm
I well understand the foolishness of over-regulation, but when the Tea Baggers want to do away with SS and Medicare and tell us to "trust" that de-regulation and "free markets" will fix everything... sorry! I'm not buyin' it!
I also disagree that we should do away with SS and Medicare altogether. Some people truly need it. But why does it have to be all in or all out. A lot of people don't need it. What burns my cork is paying 14% into the SS "investment" that, by the time I retire, will have a 0% return.
Quote from: bobbin on July 16, 2012, 03:52:58 pm
No investment bank will ever go out of business and neither will a health insurance company.
Not as long as we keep electing the same yahoos we have been for the last
40 60 years.
I still stand by my belief that
anyone can accumulate wealth in any economy under any government.
When the Dow Jones was rising to near 14000 economists were warning it cant last. And it didn't. And people lost money.
When housing prices were spiraling up real estate gurus were warning the bubble will not last. And it didn't. And people lost money.
Now gold is higher than it has ever been and everybody is screaming, buy more. Not me. Keep a balanced conservative portfolio and in the end you will be ahead.
We can look to Canada to see if regulating the banks works. During our crisis and subsequent failures Canada who only has a few large banks and which are tightly regulated never failed. No economic crisis and no bank bailouts.
The entire problem with our society is greed. The fat cats on Wall St who buy their prostitutes ( politicians ) in DC actually run this country. So do other major investors and corporations. We the People no longer have a say. They spoon feed us BS, divide and conquer us through party politics and while we are fighting among ourselves these bandits do what they want.
I had someone ask me recently if I was a Republican or Democrat. I told them I am neither and would be ashamed to wear either title. There is no longer any pride in belonging to these parties as both have turned our country into one major train wreck.
Here is a quick video for ya'll : http://www.youtube.com/watch?v=S4r7hIWln7Q (http://www.youtube.com/watch?v=S4r7hIWln7Q)
Pretty much sums up my feelings.
Chris
Quote from: Mojo on July 17, 2012, 04:04:05 am
I had someone ask me recently if I was a Republican or Democrat. I told them I am neither and would be ashamed to wear either title.
It really makes my ass tired when I see people get
so-o-o-o worked up over one party or the other.
When a Republican and a Democrat square off in a debate, whatever one candidate says about an issue, the other one
has to take the complete opposite point of view. Just once I'd like to hear one of them say "Ditto what he said".
My favorite political commercial was Bush vrs. Dukakis. It had a split-screen pic of them. They did a freeze-frame of Dukakis with his eyes in mid-blink in order to produce the seediest possible image. While the pic of Bush looked like a glamor shot. He even had a heavenly glow behind him. People actually fall for crap like that.
It's got to the point where I try to pick the candidate that insults my intelligence the least.
I was thinking about the politicians this morning when there was a talk show on the latest LIBOR issue. Sometimes I wish we could just throw them all out. But I grew up on the business end of a hoe on a farm and fear that it would just sprout a whole new crop of weeds.
A friend sent me this, http://feedproxy.google.com/~r/TheTbwsDailyShow/~3/p6ab-OUFzR8/?utm_source=feedburner&utm_medium=email
I think "bailing out" GM was a smart move. Did I I like it? unhuh! I was schooled that smart businesses look 25-35 yrs. down the road and make their "course corrections" before they're faced with driving off a cliff. GM didn't, clearly! they kept building gas-guzzling behemoths in the SUV category so they didn't have to meet EPA standards. They used sales as a rationale to capitulate to union demands... . And, what a surprise, the "legacy costs" of the ageing group of dedicated (and deserving!) GM retirees added thousands to the price of a new car; the very thing they were no longer interested in building!!! Clearly, the big boys with private elevators were utterly clueless (what a surprse!). But, if we hadn't bailed them out what would have happened to the rolls of the utterly dependent/on the margin retirees (and there are plenty of them)? They would have wound up on the public dole anyway. I think putting tax payers' monies into manufacturing on the scale of GM was the lesser of two evils, Kody.. I also think that the good taxpayers' investment ought to be fully repaid with interest. We gave and so they ought to pay!
Mojo, I have a number of good friends who happen to be Canadian. I've NEVER met a Canadian who was unhappy with their health care system. EVER. I am amazed at the misconceptions so many Americans have about their system. If you need the procedure you can have it. But if your need isn't critical you have to wait. I see nothing wrong with that, personally. But when you look at who pays for advertising on our commercial TV networks during the "news" hour it's pretty clear that an honest portrayal of "their" medicine will never be beamed to the households who either refuse or can't afford to pay for cable TV in our country. We don't receive accurate information about how those "soc--list" systems work (prolly why I can't even type the word on this site). It doesn't take a brain surgeon to figure out why.
There is no such thing as "free enterprise" or a "free market" (and that's what "capitalism" is), Kody. And as long as K Stret money is freely a aivailable to our "democratic representatives" and corporations "are people" there never will be. Shut off the TV and read more, it's our only hope. (start with Vanity Fair).
"I well understand the foolishness of over-regulation, but when the Tea Baggers want to do away with SS and Medicare and tell us to "trust" that de-regulation and "free markets" will fix everything... sorry! I'm not buyin' it!"
Please provide factual proof to backup your misinformed statment.
Citigroup, B.O.A. and other banks have paid back with intrest(I did not favor bailing them out).
G.M. which was a union bailout still has not paid back. They and Chrysler should have been left to die.
Lastly my wife works in a hospital, they have canadians who are here because of the health care system up there.
Eric
Vanity Fair are you serious. you want me to get my political news from a pop culture magazine. If that is what Vanity Fair says about capitalism they are wrong. I canceled my satellite TV 5 years ago. And I wish more people would do the same and stop getting their news from sources like entertainment tonight, CNN and MSNBC. I love to read. Has anyone ever read a little book called Atlas Shrugged by Ayn Rand. For a really good economic read try Dr. Walter E. Williams, PhD; is an American economist, commentator, and academic. He is the John M. Olin Distinguished Professor of Economics at George Mason University. He will make your head spin.
Get ready folks here it comes. After Dec 2012 the gov raises taxes on unearned income another 3.8% to help pay for the future social health care. That's on top of taxes we already pay for investments like stock dividends, sale of a second home or private pensions and annuities. Some could say, but Kodydog you didn't really earn that money. But I took money I did earn, I took the risk, and I'm the one that invested it. A lot of people took a big hit on their investments these last couple years and the government doesn't make it any easier to build it back up.
Some could say that only rich people have investments like that. Not true. Plenty of hard working self employed people have to invest in their own retirements if they don't want to depend on the government for a meager living if and when they get to retire.
Some will say, if we could only raise taxes on the rich we could balance the deficit. President Clinton said it him self, a short time ago, "you could tax me at 100 percent and you wouldn't balance the budget".
Quote from: bobbin on July 21, 2012, 08:52:44 am
There is no such thing as "free enterprise" or a "free market" (and that's what "capitalism" is), Kody. And as long as K Stret money is freely a aivailable to our "democratic representatives" and corporations "are people" there never will be. Shut off the TV and read more, it's our only hope. (start with Vanity Fair).
If what we have is not a free market then it must be a government run market and that is scary. That's not even social-ism that's communism.
I have a good customers from Canada. Her husband is a Doctor. She said they fled because the system is so screwed up. 3 month waiting lists. The government chooses who will get what service. Her sister has cancer and they simply told her to go home and get her affairs in order. She said when Canadians need a serious operation they come to America.
Another costumer from Germany. Spoke with a thick accent. He couldn't stop going on about what a great country it is. When I asked him about public health care he became silent. I asked him how much a doctor makes there. He said less than a cab driver. He said medical school is free but as soon as they graduate they try to come to America. I asked him what incentive a collage student has to become a doctor. He said the best and brightest choose another vocation like engineering.
If you want to see a failed social-est country simply look at Grease. People there are protesting in the streets because government wants to take away some of the entitlements they can no longer afford.
Some will say, hay Kodydog enough of this political BS. This is an upholstery web site. But as a business man I believe the next election is going to come down to free enterprise vs social-ism.
There are so many rumors and misinformation about Canada and other Sotic health programs. But the proof is in the pudding. If our system is so great and everyone wants to have a health system like ours and everyone rushes to the USA for treatment then why are we 27th for longevity ? In other words why do people in these terrible health systems live longer ?
Yes there are waiting lists for elective surgeries in Canada/Australia/GB. What happens is someone who has been walking around on bad knees for 5 years decides they want to get them fixed and have to wait 6 months. Never mind they spent the last 5 years with bad knees. Now they want to be moved right to the front of the line because they said so.
Not one of my support group members from other countries has died because they have all gotten amazingly quick and accurate medical care for our diseases. Yet I have watched 5 members die here in the USA because they could not afford the high dollar meds. One large oncology group in the USA and the hospital flat turned down treatment to a friends wife who had cancer. She died by the time she found help through some government program. It took them two months to intervene and by then it was to late.
Three weeks ago one of my mates in Australia converted to Acute Leukemia. He was typed, matched, hospitalized, prepped, nuked and ready for his transplant in 72 hours. My American friend who had the same thing happen to him waited a week while the powers to be figured out who would pay for it all and then another week of arguments between insurance companies and the University hospital. They wasted several days arguing over who was going to pay for the typing and matching services. In the meantime his disease advanced and he was to weak for the transplant and he died.
I was in Australia a couple years ago and needed a blood test done to check my INR/PT levels. I wasn't feeling well and figured that my clotting factor was off. I had no Doctor there and was not part of their health system. It took them 15 minutes to get an order for the test and to perform it. This same test in the USA would have taken me 24 hours while they searched a doctor down to give the order and then another half a day waiting for the lab to contact me for an appointment. The Aussies charged me $ 20. In the USA it costs me $ 35 for the same test.
Because my support group contains thousands of patients from all over the world I get to see first hand just how treatments and their protocols are handled elsewhere in the world. There is very little difference between the USA and other countries except that they get the job done quicker during emergencies and they use the same drugs. And it is done a whole helluva lot cheaper.
If you don't think we have a problem here consider this - It took me 1 month of waiting for approvals for my first round of chemo. The drug they used cost $ 4,000 for a one month supply. In other countries they typically get this drug to the patient in 48 hours and at a cost of $ 500. The problem we have here in the USA is our system is a for profit system. Profits come before life. Yet they talk about death panels here. Hell they already have them.
If anyone thinks we have an amazing health system I invite them to go join a support group for cancer or leukemia victims and then sit back and listen to the horror stories of the patients in the USA who are turned away from treatment because they cannot afford it and have no insurance. You wont hear any canned messages from a political party or third party rumors but rather the truth right from the patients themselves.
Chris
Chris I can see your point and truly feel sympathy for your friends with this terrible disease.
My question is do you really think health care will get better under our government control? Remember their not shutting down the insurance companies. Their simply forcing all Americans to buy health insurance and at the same time forcing insurance companies to cover things they have never covered before. Insurance companies have already raised their prices because the government has forced them to cover preexisting conditions and cover children who live with their parents up to the age of 26. Very soon they will have to cover things like fertility treatments, chemical sensitivities, a year's leave of absence for fathers after the birth of a child, attention deficit disorder, massages, aromatherapy, watching MSNBC, sex change operations, gender reassignment surgery, gender re-reassignment surgery. With the governments help the insurance companies are going to have a profit bonanza. Imagine owning a company that the government says every citizen must use.
The sad thing is we will no longer be able to shop for a policy that fits our lifestyle and budget because all policies will have the same coverage and cost the same. Expensive.
Remember this is the same government who has screwed up Social Security and has no plans to reform it. It would be political suicide to reform it. The same Government that misplaces $300 to $500 billion dollars each year. They have no idea where it went.
Some governments have figured out social heath care and some have not. Some governments have figured out how to streamline the whole process. I can't imagine our government doing that. The red tape alone would be mind boggling. I'm not ready to trust our government to take over health care.
Ed:
Personally I think this new healthcare law will be another huge boondoggle. The government as you pointed out has never gotten anything right. They wont get this right either.
I do not know what the answer is but profiting off someones sickness and misery is a real shame. When profits are put before life itself then we know as a Nation we have sunk to the depths of greed and no longer have the compassion we should as a nation.
I am very conservative on many issues but health care is one where I am not. I hope for the day when people, it they become sick, can get cured and not loose their homes, savings, cars and everything else they have worked for while filing for bankruptcy.
I should also state that I am insured through my employer where I retired. I am insured to the hilt as a matter of fact and it costs me nothing. I am one of the fortunate ones. It is the people who have no insurance or cannot afford it that bothers me.
One of the big laughs that came from the far right was the term " Death Panels ". Excuse me but is that what we currently have when insurance companies tell you to go pound sand because you have an existing condition ?
To answer your question I think they will turn this new health care system into one big clustered mess.
Chris
I have a question, how much should a person in the health field be paid? A medical doctor for example, a surgion as another example. How many years and what amount of money does it take to qualify to treat people with life threatening issues?
Then, what is their operating overhead? They have nurses, office expense, liability insurance, and on and on, you know what I am relating to. This focus is only on the MD, but one must be mindful there is the hospital expense and the staff to support it all that goes on there.
Then, moving forward, is it being suggested that all the medical support for people who can't afford or have insurance should be shouldered by the government or at a discounted price, or even for free to a patient?
I have heard politicians in our governments, especially at the state and federal level, are pretty well healed and what risk do they take; none for profit or staying in business, literally speaking.
To take the "yes" position to most of my questions, wouldn't that discourage doctors from going into the business? I read where a union worker for a GM assembly line made something around $50 hr. plus all their benefits. Is this close to factual? I never worked in a union job with no real responsibility and made that kind of money. Any how, where would the needy people be if the pool of quality doctors and medical support just dried up or became insufficient to support all that appears to be asked, and sometimes for free?
I am just a dummy, so be patient with me.
BTW, on this GM issue, did you read where the management there was given big bonuses, last quarter If I remember correctly, and the union workers were also given a bonus of something around $5,000 each. The article said all this was going on when they haven't paid back the tax payers a dime for their bail out! Would't it be more fair if the party was put off until the tax payers were paid back? And too ---Yes, Chrsyler got some of that money and then immediately closed a large assembly plant in our area, it went to Mexico and (other places)?
Doyle
I don't know what the solution is, but I know the system is broken.
I heard recently, there are 2.7 people in billing for every physician. When I see my "explanation of benefits" it's pretty amazing what the face charge is and what the negotiated insurance rate it. I'd hate to be the sucker that has to pay sticker price.
Then there was this article in today's paper:
http://news.cincinnati.com/article/20120721/NEWS/307210098&Ref=AR
I went to an "Urgent Care" center Friday. The nice doctor that treated me is an ER doc that got fed up with the ER politics like in this article, left the hospital and started a small practice down the street.
Doctors graduate with a mountain of student loan debt. Then once in practice they are bombarded with more debt and costs. Most of the doctors I know and who I have talked to about their occupation have all said that the Doctors making the big money are the spets such as Neuro surgeons, Ortho surgeons, etc.
My buddy who lives with us in the winter time is a brilliant Canadian cardiologist and ICU doctor. He was on the team that performed the first successful heart transplant. He trained numerous Doctors in the USA on open heart surgeries and protocols. He skipped big houses and fancy cars and instead banked and invested as much money as possible throughout his career because he wanted out of the profession as early as possible. He left and retired at the age of 55 burnt out and sick of the demands of the profession.
Many family doctors are now working for large conglomerates. They have been squeezed out of private practice and now practice and get paid by corporations. My local oncologist is one of these. He works for a large company called Florida Cancer Spets. The same thing is happening to Dentists and Vets. many of these are getting squeezed into working for large companies.
The problem with all this is that these companies are For Profit companies and this is where the high cost of medical care is being driven from. It is not Doctor or Nurse salaries it is corporate profits.
Chris